Add the instant coffee to a glass or a mug. Pour in the hot water and stir until the coffee has completely dissolved.
Pour in the sweetened condensed milk while the coffee mixture is still warm. Stir well until the condensed milk is fully dissolved until the mixture becomes smooth, creamy, and slightly thicker.
Take a tall serving glass or any glass of your choice and fill it almost to the top with ice cubes.
Slowly pour the chilled whole milk over the ice or use any milk you enjoy.
Slowly pour the coffee and condensed milk mixture over the milk.
Top your coffee with some whipped cream.
Stir everything together. Serve immediately with a straw and enjoy your refreshing homemade instant iced tea latte.